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Loan Pre-Approval

Buyer or Borrower Pre-Approval



The Mortgage Industry offers "pre-qualifications" and others offer "pre-Approvals."
A "pre-qualification" uses stated information from yourself to which the Mortgage professional issues a statement on what he/she believes you "might" qualify.  If your interest is to get an idea for what you might qualify for, this is your best option.

Conversely, a "Pre-Approval" draws conclusions from verified information provided by you and third party services such as TransUnion, Equifax, and Experian Credit Reporting Agencies.  The difference between the two is significant in one most important area:  a seller will consider a "pre-qualification" worthless as opposed to the "Pre-Approval" as Gold!  

The following form can be used for both options.  We will not require any vital or sensitive information via this website.  Instead, we will contact you as soon as possible to discuss your options and preferences.  We're keeping this form simple, as not to waste your time. 

 

If, on the other hand, you want to apply for a loan, skip the form below and click to download the complete application below. 



Please note that we CANNOT process requests for those who are interested in Real Property outside the State of California.

  

An asterisk (*) are required areas to be completed.



First Name:: *
Last Name:: *
Contact Phone Number:
Best Time to Call:
Email:: *
Subject Property in California: * Yes
No
If known, Property Address:
City:
Zip Code:
Purpose of Loan: *
Approximate Loan Amount: *
Property Value or Purchase Price:
Credit: Excellent
Okay, but some problems
Major Credit Problems
Don't Know
Most Recent Credit Score:
Special Circumstances or Requests:
Enter Code Shown:*Click for help.
Enter this code in the box to the right.
 

Required Documents to be downloaded and completed:

 

  1. Application:  This form can be download and completed online.  Finish the application as best you can; we'll call you back if there are any issues.  Click here
  2. Federal and State Disclosures:  Simply print and sign these forms.  CLICK HERE
  3. Fax, Mail, or Call to have the copies delivered:
      • Phone:  (562)690-6987
      • Fax:  (562)690-7337 

 


None of the information you provide will be released or sold to any organization other than permissible by Federal and State Laws.  We respect your privacy and abide all Federal and State Laws:  FTC, HUD, VA, and the California Dept. of Real Estate.

Centuryside Real Estate Inc.
16732 Artdita drive